Terms and Conditions

Last updated: January 16, 2026

1. Acceptance of Terms

By using Finbros products, software, services and websites (collectively referred to as the "Services"), you expressly agree, accept and understand that your use of the Services constitutes acceptance of these Terms and Conditions ("Terms") from that point onwards.

It is recommended that you read these Terms and Conditions and the Privacy Policy carefully before using the Services, understand them, accept them, and retain a copy for your reference.

2. Business Activity of Finbros

Finbros acts as a facilitator/coordinator in delivering loans, credit cards, life/general insurance and other financial products/services to its customers through its web portal. User data provided to Finbros will be used solely for the purpose of providing and improving these services.

3. Proprietary Rights

You acknowledge that Finbros is the sole and absolute owner of all legal rights, title and interest in the Services, including all intellectual property rights (registered or unregistered) subsisting or that may subsist in the future.

You agree not to disclose any confidential information contained in the Services without Finbros' prior written consent.

4. Usage of the Website

5. Our Partners / Third Parties

The loan, insurance and credit card products offered through the website are provided by third-party institutions. Inclusion of these products does not constitute any endorsement, recommendation, guarantee or warranty by Finbros.

Finbros is not responsible for the accuracy, completeness, or timeliness of information received from third parties, nor for any acts, omissions, representations, warranties or negligence of such third parties.

Your dealings and interactions with any third party are at your own risk.

6. Disclaimer of Warranties

The website and all content/services are provided on an "AS IS" and "AS AVAILABLE" basis.

Finbros expressly disclaims all warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, security, and timeliness.

7. Limitation of Liability

To the maximum extent permitted by law, Finbros, its officers, directors, employees, affiliates and providers shall not be liable for any:

…whether arising from use or inability to use the website, even if Finbros has been advised of the possibility of such damages.

8. Additional Terms

Assignment: You may not assign your rights/obligations under these Terms. Finbros may assign its rights without notice.

Waiver: No waiver of any provision shall be deemed a further or continuing waiver.

Modification: We may modify these Terms by posting changes on the website (with 10 days' notice). Continued use constitutes acceptance.

Severability: If any provision is held invalid, the remainder shall remain in full force.

Entire Agreement: These Terms constitute the entire agreement between you and Finbros regarding the website.

Governing Law & Jurisdiction: Governed by the laws of India. Exclusive jurisdiction – courts in Mumbai, India.

9. Feedback

Any feedback, ideas, suggestions or testimonials you submit become the exclusive property of Finbros. You grant us permission to use your name, designation and company for promotional purposes.

Please do not submit confidential or proprietary information.

By using our website/services, you acknowledge that you have read, understood and agree to be bound by these Terms and Conditions.