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Terms of Service

Last updated: January 2025

1. Acceptance of Terms

By accessing and using the Finbros Capital Advisory website and services, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

Finbros Capital Advisory provides financial advisory services including but not limited to:

  • Loan comparison and recommendation services
  • Financial product advisory
  • Loan application assistance
  • Credit score analysis and improvement guidance
  • Connection with partner banks and financial institutions

Important: We are financial advisors and intermediaries. We do not directly provide loans or financial products. All loan approvals and terms are subject to the policies and decisions of our partner banks and financial institutions.

3. User Responsibilities

As a user of our services, you agree to:

  • Provide accurate, current, and complete information
  • Maintain the security of your account credentials
  • Use our services only for lawful purposes
  • Not attempt to gain unauthorized access to our systems
  • Not use our services to commit fraud or misrepresent information
  • Comply with all applicable laws and regulations

4. Financial Advisory Disclaimer

Important Financial Disclaimer:

  • Our recommendations are based on the information you provide and general market conditions
  • We do not guarantee loan approval or specific terms from any lender
  • Interest rates, fees, and terms are subject to lender policies and your creditworthiness
  • You should carefully review all loan terms before accepting any offer
  • We are not responsible for decisions made by partner banks or financial institutions
  • Past performance or recommendations do not guarantee future results

5. Fees and Charges

Our advisory services may involve fees, which will be clearly disclosed before you engage our services:

  • Consultation fees (if applicable)
  • Processing fees for loan applications
  • Commission from partner institutions (disclosed transparently)

All fees will be communicated upfront, and you will have the opportunity to accept or decline before proceeding.

6. Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your information.

By using our services, you consent to the collection and use of your information as described in our Privacy Policy.

7. Intellectual Property

All content on this website, including but not limited to text, graphics, logos, images, and software, is the property of Finbros Capital Advisory or its licensors and is protected by copyright and other intellectual property laws.

You may not reproduce, distribute, or create derivative works from our content without explicit written permission.

8. Limitation of Liability

Limitation of Liability:

Finbros Capital Advisory shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from:

  • Use or inability to use our services
  • Loan rejections or unfavorable terms from lenders
  • Errors or omissions in our recommendations
  • Unauthorized access to your information
  • Technical failures or interruptions

9. Indemnification

You agree to indemnify and hold harmless Finbros Capital Advisory, its officers, directors, employees, and agents from any claims, damages, or expenses arising from:

  • Your use of our services
  • Your violation of these terms
  • Your violation of any rights of another party
  • Any false or misleading information you provide

10. Termination

We reserve the right to terminate or suspend your access to our services at any time, without prior notice, for conduct that we believe violates these Terms of Service or is harmful to other users, us, or third parties.

11. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of India. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts in Mumbai, India.

12. Changes to Terms

We reserve the right to modify these Terms of Service at any time. We will notify users of any material changes by posting the updated terms on our website and updating the "Last updated" date.

Your continued use of our services after any changes constitutes acceptance of the new terms.

13. Contact Information

If you have any questions about these Terms of Service, please contact us:

Finbros Capital Advisory Pvt Ltd

legal@finbrosfinance.com

+91 98765 43210

123 Financial District, Mumbai, India 400001